15*15*15 Rule
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1.2.1 Will be able to raise more money from SIP
1.2.2 Compound interest will increase the amount
1.2.3 The sooner the start, the higher the return
We must have heard many times from many places that so-and-so has earned crores of rupees from the share market, that brother has earned lakhs of rupees, is there any other formula by which we can earn our first one crore from the share market?
Actually there is such a formula. With which you will be able to add your first amount of Rs 1,00,00,000 to the stock market. Just for this you have to take a little care and according to the situation of time you have to work on it continuously in which only and only after few years you will have one crore.
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151515 rule
What is the 15-15-15 rule
There is a rule in the share market which we call the 15-15-15 rule. It happens here that we put ₹ 15000 continuously for 15 years through SIP in a good Mutual Fund or Stocks with 15%, then after 15 years we get the interest on our investment and what we have invested i.e. the principal. plus interest is equal to one crore rupees
Investment Tips: Every person in the world wants to earn money and wants to live a life of luxury. But this dream remains a dream for many people while some people fulfill it. There will be a question in your mind that what do these people do, who become rich in no time. Do not put much mind for this, rather start saving from today. Because only small savings fulfill every big dream of the future.
We all think that in order to earn lakhs of crores of funds in the long term, huge money will have to be invested every month, but it is not so. You can become a millionaire by investing some money every month from salary or income from business. For this one needs to invest in investment schemes like Mutual Funds subject to market risk. Let us know how to become a millionaire through 15 15 15 rule .
15*15*15 Rule Calculator
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15-15-15 Rule Sip Calculator – Credit : Grow Sip Calculator
Here 15 is written three times, if you invest continuously for 15 years in mutual funds or stops that give 15% annual return, then you will easily become a millionaire. This is the formula of 15-15-15. If you calculate completely, then with Rs 15000 every month, you will be able to deposit Rs 27 lakh in 15 years. You will get the benefit (interest amount) of 73 lakhs on this deposit. In this way, the entire amount of Rs 1 crore will come in your hand.
You may find it difficult to get an annual return of 15%. In principle it doesn’t even seem possible. But investment in long term will give you 12% growth comfortably. As the average CAGR of Intex in our market is around 12%, we can choose to invest resources above 12% where we can get 15% or more than 15% returns.
After this, to take it up to 15 percent, one has to invest in SIP. Increase your investment continuously through SIP and in the end you will see that without any heavy pressure you have come to Rs 1 crore. It is best for SIP that we look at the inflation rate, set an investment target to beat it. Then keep increasing the investment in SIP accordingly.
SIP Calculator: https://groww.in/calculators/sip-calculator
Will be able to raise more money from SIP
To get a deposit of Rs 1 crore with an investment of Rs 15000 in 15 years, two things have to be taken care of. First thing, we have to increase investment through SIP in every situation. Secondly, the emphasis has to be on investing in instruments that generate compound interest. If you invest keeping both these things in mind, then your habit of depositing will also be strong and in a way the interest in SIP will increase. Here SIP simply means systematic investment plan for long term. Generally an investment plan can be started for 10, 15, 20 or 30 years.
Compound interest will increase the amount
The word ‘ compounding ‘ is used a lot in Mutual Fund . With its help, small amounts invested on a regular basis turn into huge capital over a period of time. The growth of your investment on the interest earned as well as the accumulated interest is basically called compound interest or compounding interest.
In fact, it is believed that mutual funds can give returns of up to 15% in the long term. As per the rule 15*15*15, if you invest Rs 15,000 per month for a period of 15 years which is capable of paying 15% interest on an annual basis, you will end up with Rs 1,01,52,946 at the end of 15 years Will be able to earn an amount of Rs. In this, a total investment of only Rs 27 lakh will be made by you while the return received as compound interest will be Rs 74,52,946 lakh.
See also here 15*15*15 Rule | How 1 crore in 15 years?
The sooner the start, the higher the return
It is said that when you wake up then morning
That is, if you have not started investing yet, do it today. The sooner you invest, the more returns you can earn. It is not necessary that a big amount should be invested every month. If you want, you can also start by investing only 100 rupees in Mutal Fund. That is, you should invest as much as you can save after removing all the expenses. With the beginning of earning, the beginning of investment can give you good returns.
If you extend this period for another 15 years, your deposit will grow exponentially and the 15*15*30 rule will help you accumulate Rs 9,04,17,044 (approx Rs 10 crore).
Also read here for good investment: Top 5 Stocks of Steel Sector in India for 2023